Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. What Is an Annuity? Annuities are versatile tools that can help you save for retirement and generate income in retirement. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.