Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Choosing a Retirement Plan that Fits Your Business To choose a plan, it’s important to ask yourself four key questions. Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.