Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Related Content Questions to Consider When Buying a Vacation Home Doing your research is key before buying a vacation home. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.