Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Share | Related Content Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.